There’s also a psychological element. Also if it is cheaper to cover one $35 overdraft charge every half a year than a bunch of $3.95 reload and transaction charges, Baradaran notes that clients tend to be more comfortable spending deal expenses than something that they see as a penalty, or punishment. “They become aggravated or resentful.”

There’s also a psychological element. Also if it is cheaper to cover one $35 overdraft charge every half a year than a bunch of $3.95 reload and transaction charges, Baradaran notes that clients tend to be more comfortable spending deal expenses than something that they see as a penalty, or punishment. “They become aggravated or […]

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